Affects everybody: Correct
The economic impact of traffic accidents affects everyone, not just the people directly involved. These costs include medical expenses, property damage, lost productivity, increased insurance premiums, and the burden on public resources like emergency services and law enforcement. These expenses are often passed on to society in the form of higher taxes, increased insurance rates, and economic losses, making traffic accidents a widespread concern.
Affects only vehicle owners: This is incorrect because the economic impact extends far beyond vehicle owners. Even those who do not own vehicles bear the costs indirectly through increased taxes and higher costs for goods and services.
Affects drivers only: This is also incorrect because passengers, pedestrians, employers, insurance companies, and governments are all affected by the economic consequences of traffic accidents. The impact is not limited to drivers alone.